Your Logo
9831979984, 9883367268 Phone
sanju89soro@gmail.com Email

About Us

With the ever changing financial and economic conditions it is difficult to stay abreast of changing scenarios. With a team of qualified professionals we can assist you in unlocking the dynamics of changing financial conditions and achieving you investment goals.

 

MISSION

Our mission is to grow with our valuable clients by providing unmatchable and on time services.

 

VISION

Our vision is to get everyone future ready for all financial goals with least concern.

 

VALUES

Our value proposition stands on 4 "P's" i.e., Plan  for future - Prepare for future - Periodical Review - Perform/Implementing the action

 

 



With a view to provide end to end solution and to cater to the varied and changing needs of the individual we provide a varied arrey of services such as

 - Financial Planning

 - Investment Advisory

 - General Insurance

 - Life Insurance

 - Tax Planning

 

FINANCIAL PLANNING

  • Through this we want you to achieve your dreams and goals of the future but also help you meet your current needs. Whatever life stage you might be in – either creating wealth or using it near your retirement, our approach of Plan for Future – Prepare for Future – Periodical Review – Perform/Implement – will help you reach your goal.

  • Thinking about your future goals and needs one would think

    • The requirement to protect oneself from uncertainty

    • The legacy one would want to leave

    • A corpus to help us reach our goals and live life king size

    • All this while meeting today’s requirement and still planning for future.

  • We aim to help you achieve all of the above and feel confident in your life.

  • We base your financial plan not only on needs, requirements, dreams and goals but on individuals. It is our relationship that matters. The financial planning is based on our personal relationship with the client

  • The financial planning process all starts with us knowing more about you.

    • We like to listen to your requirement

    • Understand your needs and evaluate your situation

    • Understand your risk profile and manage investments accordingly.

  • Based on all this your advisor will offer you help and guidance to reach financial goals.

         We look at helping you meet your needs in a simple yet holistic way:

  • Spending Money – to help us achieve the daily essentials

  • Short Term Money – To ensure a continuity in your lifestyle

  • Long Term Money – To enable you to plan for future, live your life now like in future, prepare for the unexpected, leave a legacy and be financially independent

 

 

INVESTMENT ADVISORY

Mutual Funds

Mutual funds offer the advantage of professional management. Investors in mutual funds may benefit from diversification. We provide access to the universe of Mutual Fund schemes in India, i.e. around XXX schemes in XXX Fund Houses. A mutual fund is a company that pools money from many investors and invests the money in stocks, bonds, short-term money market instruments, other securities or assets or a combination of these investments. Because professional managers provide ongoing supervision of mutual fund holdings, mutual funds can be a quick and efficient means of managing money. In addition, mutual funds may provide diversification, an important element of a well-rounded investment portfolio.

How it Works?

A mutual fund is a collection of stocks, bonds, or other securities owned by a group of investors and managed by a professional investment company. For an individual investor, having a diversified portfolio is difficult. Mutual funds helps the individual investors to invest in equity and debt securities simultaneously. When investors invest a particular amount in mutual funds, he becomes the unit holder of corresponding units. In turn, mutual funds invest unit holders' money in stocks, bonds or other securities that earn interest or dividend. This money is distributed to the unit holders. If the fund gets money by selling some stocks at higher price the unit holders are liable to get the capital gains.

 

 

GENERAL INSURANCE

General Insurance covers our day to day life and provides safeguards against distress caused due to uncertain mis-happenings which may ruin our financial condition if not taken care of. We provide a wide variety of general insurance services such as:

- Two Wheeler Insurance

- Car Insurance

- Commercial Vehicle Insurance

- Health Insurance

- Travel Insurance

- Business Insurance

- Home Insurance

- Personal Accident Insurance

- Critical Illness

 

 

LIFE INSURANCE

Insurance is taken to prepare for the unexpected. It is all about taking the right protection.

Key Points

  • One must prepare for the unexpected events. Life is full of surprises unknown and unforeseen

  • Disability income insurance can help fill the gap if you are no longer able to work

  • Life and long-term care insurance can provide valuable protection for your family

In today’s world, life is on a fast lane. People live longer and work longer. Traditional retirement life has now been redefined. However, the values of family and friends and their priority still remain intact. This changing dynamic may mean there are more of life's surprises for an individual. To counter these changes, one needs to be prepared for the inevitable changes.

Life insurance provides the comfort that something is in place for your loved ones if something happens to you.

  • Survivor income: Life insurance is about protecting your loved ones. That's especially true during retirement when the death of a partner can have a dramatic effect on the surviving partner's retirement income. In that situation, life insurance benefits can help fill the gaps in pension and allow your partner to maintain the same standard of living.

  • Wealth transfer: Retirement is often the time when people consider how they would like to be remembered. This includes efficiently passing assets to family or other causes they care about. Life insurance can be an efficient transfer vehicle.

        Two main types of life insurance

  • Term life insurance: A plain vanilla insurance policy. These can be bought for a period of 10, 15, 20 or 30 years. When the term ends, people who want to continue coverage usually must buy a new policy at a higher rate.

  • Other forms of life insurance: These policies, also called cash-value insurance, are often considered for longer-term needs, and for retirees, it can be a great way to supplement their retirement income. These include cash back policies, endowment plans and ULIP plans among others.

Both types of policies provide security via tax-free benefits and cash value insurance also provides the opportunity to grow assets.

 

 

TAX PLANNING

There is more to tax planning than exemptions available on savings. With our advice, you will pay the right amount of tax, not more and not less. You will also know how to tax proof your incomes and gains. After all, your capital is more productive in your hands and it can work wonders for you if planned properly.

We guide you in the Planning & managing your finances and achieving your financial goals. Basic planning starts with Tax planning as good tax planning can increase the take home salary. These investments can also cater to a few of your needs if this is well planned. Tax planning is not restricted only to tax savings investments (Section 80C). There are several other components E.g HRA, Home Loans, LTA, Re-imbursements, etc to reduce the taxable income.

Our Advice:

  • By careful planning, one can reduce tax liability substantially.

  • Declaring at the start of the FY is most important

  • Don’t wait for last minute. Start in April and use monthly investments to reduce risk. It will be easier on your pocket as well.

  • Try and achieve tax planning and also planning for your needs simultaneously

  • Use tax efficient investment avenues. You should not be paying too much tax on their returns

There is more to tax planning than exemptions available on savings. With our advice, you will pay the right amount of tax, not more and not less. You will also know how to tax proof your incomes and gains. After all, your capital is more productive in your hands and it can work wonders for you if planned properly.

We guide you in the Planning & managing your finances and achieving your financial goals. Basic planning starts with Tax planning as good tax planning can increase the take home salary. These investments can also cater to a few of your needs if this is well planned. Tax planning is not restricted only to tax savings investments (Section 80C). There are several other components E.g HRA, Home Loans, LTA, Re-imbursements, etc to reduce the taxable income.

Our Advice:

  • By careful planning, one can reduce tax liability substantially.

  • Declaring at the start of the FY is most important

  • Don’t wait for last minute. Start in April and use monthly investments to reduce risk. It will be easier on your pocket as well.

  • Try and achieve tax planning and also planning for your needs simultaneously

Use tax efficient investment avenues. You should not be paying too much tax on their returns